Life Insurance

There are no rate increases or plan changes to supplemental life, dependent life and accidental death & dismemberment (AD&D) insurance this year. When you make your elections in MySlice, you will see your personalized per paycheck contributions.

Life insurance provides protection for your loved ones in the event of your passing, and through Syracuse University’s benefit program, you are eligible to purchase group term life insurance. Your deductions are conveniently taken out of your paycheck to ensure timely payment. You will want to think about the current and future income needs for your family, and plan for expenses such as housing, education and lifestyle needs.

Employees who purchase supplemental life insurance enjoy free will preparation/ updating services through Hyatt Legal Services, a MetLife company. If you choose an outside attorney, you may receive a subsidy toward the cost. You can use this service to prepare or update a will, living will and power of attorney. For details, call Hyatt Legal Plans at 800.821.6400. The Syracuse University group number is 104161. For more information, view or download the following information sheets:

Syracuse University provides you with a basic life insurance policy at no cost to you. Should you wish to purchase additional life insurance during Open Enrollment, you may elect supplemental life coverage between 1–10 times salary capped at $250,000 or 1–10 times salary capped at $2 million (if the multiple of your salary exceeds $250,000).

Any increase in coverage will require you to complete a MetLife Statement of Health form and be approved by MetLife.

Please remember that any requested increase in benefit coverage will be reported on your Open Enrollment confirmation statement, but the increase will not go into effect until HR Shared Services receives confirmation of approval from MetLife.

In addition, you may purchase supplemental AD&D coverage between 1–10 times your salary (not to exceed $2 million). Your supplemental AD&D coverage cannot exceed your supplemental life insurance coverage. Supplemental AD&D coverage pays a benefit to you or your beneficiaries in the event of specific covered losses.

Yes, you can insure the life of your legal spouse or same-sex domestic partner and your children under age 26 who are dependent on you for at least half of their support. The amount of spouse/same-sex partner coverage or child coverage cannot exceed your own combined basic and supplemental life coverage. A Statement of Health may be required for spouse/same-sex partner coverage.

Having a beneficiary designation [PDF] on file means that your wishes will be carried out in the event of your death. Open Enrollment provides you with a convenient way to review your beneficiaries and make any updates online.

By naming a beneficiary, you ensure that the benefit is given to the loved one(s) you want to have it. Without a beneficiary, the insurance policy has rules to determine who would receive the money. These rules may not match your wishes. You can name anyone to be your life insurance beneficiary: if you are married, you do not need your spouse’s consent to name someone else as your beneficiary. If your beneficiary is a minor child, the benefit will be placed in an interest-bearing account until the child reaches legal age.

When you name a beneficiary, you can choose one or more primary beneficiaries and one or more contingent beneficiaries. A contingent beneficiary will only receive the benefit if none of your primary beneficiaries are alive. For example, you might name your two siblings to be your primary beneficiaries and your cousin to be your contingent beneficiary. If your siblings die before you, the benefit would pass automatically to your cousin.

It is important to regularly update your beneficiary designations as your life and family circumstances change. Submitting a new beneficiary designation will replace any previous designations on file.


Every effort has been made to ensure that the information contained within this website is accurate. However, benefits are governed by legal documents (which, in certain circumstances, may include insurance contracts). If there is any difference between the information on this website and the official documents, the official documents will control. As is the case with all of Syracuse University’s benefit plans, the University reserves the right to modify or terminate these benefits at any time.