Dental and Vision Benefits

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Are there any plan changes or increases in employee per-paycheck contributions for the University’s dental and vision plans?

A new two-year commitment cycle for the University’s dental and vision plans begins Jan. 1, 2019. Dental and vision benefits are administered by Delta Dental and VSP Vision.

Dental rates, set by Delta Dental, will increase for the first time in five years. To help defray some of the increase, the University will increase its subsidy of dental coverage from $100 to $110 per year. There are no changes to the copays, coinsurance, or plan designs for the dental plan.

New for 2019! VSP has increased the coverage for contact lenses from $130 to $150 and there will be no copay on standard progressive lenses when using an in-network provider. Please view the 2019 VSP Vision Benefits Summary [PDF] for details.

Choose either the Preventive or Comprehensive dental plan option, and add vision to get coverage for routine eye exams and an allowance for glasses and contact lenses. Dental and vision benefit summaries are also available online (hr.syr.edu/dental).


What are the monthly costs for the University’s dental and vision plans?

The monthly costs listed below are based on the 12-month calendar year. Actual deductions from each paycheck will vary depending upon your deduction cycle (e.g., weekly vs. semi-monthly, academic year vs. calendar year).

Preventive Dental With or Without VisionPreventive DentalPreventive Dental Plus Vision
Employee Only$8.32$13.49
Employee + Spouse/Domestic Partner$21.38$31.73
Employee + Child(ren)$24.25$35.48
Employee + Spouse/Domestic Partner + Child(ren)$40.50$58.44
Comprehensive Dental With or Without VisionComprehensive DentalComprehensive Dental Plus Vision
Employee Only$30.08$35.25
Employee + Spouse/Domestic Partner$70.51$80.86
Employee + Child(ren)$69.64$80.87
Employee + Spouse/Domestic Partner + Child(ren)$109.04$126.98

Can I make changes to my dental and vision coverage during this year’s Open Enrollment?

Yes. A new two-year commitment cycle for the University’s dental and vision plans begins Jan. 1, 2019. The plan choice you make for dental and vision coverage for 2019 will carry through 2020.

Your decision to enroll in dental coverage, with or without vision, is a two-year commitment.

For example, if you elect Comprehensive Dental with Vision for calendar year 2019, you will maintain that coverage from Jan. 1, 2019 through Dec. 31, 2020.

SEIU members who elect coverage in the SEBF dental and vision plan are not subject to this two-year commitment. However, SEIU members may only opt in or out of University dental and vision coverage when the two-year enrollment cycle is open.


What are the differences between the University’s two dental plan options?

SU offers two subsidized dental options through Delta Dental:

The Preventive Plan [PDF] provides coverage for two annual exams and cleanings per calendar year, and temporomandibular joint dysfunction (TMJ) services. To help maintain your oral health during pregnancy, Delta Dental offers one additional exam and cleaning to pregnant women.

The Comprehensive Plan [PDF] provides coverage for services listed in the Preventive Plan, as well as for basic and major restorative services, oral surgery, endodontics, periodontics, and prosthodontics. During pregnancy, women may elect either the enhanced benefit for pregnant women in the Preventive Plan or one additional periodontal scaling and root planing per quadrant.

Delta Dental gives you access to two networks of participating providers: the Delta Dental PPO network and the Delta Dental Premier network. Using a dentist in the PPO network provides the best value. A dentist in the Premier network is the next best option if you can’t find a PPO dentist. Participating dentists in both networks will accept the Delta Dental payment without billing you for any uncovered balance, so you will usually save when compared to a non-participating dentist. You can search online for participating dentists at deltadentalins.com, or call Delta Dental at 800.932.0783.


What are the monthly costs for the SEBF dental and vision plans?

The monthly costs listed below are based on the 12-month calendar year. Actual deductions from each paycheck will vary depending upon your deduction cycle (e.g., weekly vs. semi-monthly, academic year vs. calendar year).

 
SEBF Basic Dental Plan
SEBF Basic Dental Plus Vision Plan
SEBF Comprehensive Dental Plan
SEBF Comprehensive Dental Plus Vision Plan
Employee
$20.54
$25.92
$27.51
$32.89
Employee + 1
$41.16
$53.24
$46.78
$58.86
Family
$59.30
$71.38
$68.38
$80.46